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  • George Bojic, Esq.

Does homeowners insurance pay for construction defects?

The short answer in most cases is no. Most homeowner insurance policies cover sudden and unexpected losses such as a toilet overflowing or a water heater bursting. A roof leak or stucco cracks are almost never a covered loss. In fact, most policies exclude construction deficiencies.

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Modern windows have 2 panes of glass with argon gas in between the panes. When the seal between the panes fails releasing the argon gas, the glass will sometimes fog.

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